Simran Khanna

18+ years experience in handling Risk Policy/ Portfolio Management and analytic service delivery across Risk/ Collections strategy and Marketing. Currently managing the India Retail Banking credit policy application and design for Citibank, specifically focused on unsecured lending (Credit cards and personal loans).This includes optimizing the risk/ return to ensure the portfolios are profitable.Lead initiatives and policy interventions to support good growth while balancing risk.Drive the end to end risk decision-making through Fintech and digital processes including alternate data based underwriting and leveraging online aggregators.
Passion to establish and lead diverse teams in the finance, banking and Fintech and analytics areas.Furthering the leadership through #Insead EMBA to become a more agile and adaptive leader driving #Strategy and leading #disruption including #AI and #Python.