Vishal is the Head of Risk Management in the Cholamandalam Investment and Finance Company Limited. Coming with a strong statistical background with MS in Quantitative Economics from Indian Statistical Institute, through his experience at GE, HSBC and American Express he has built a formidable reputation for developing solutions with the best of analytical thinking and understanding of customer behavior, for effective risk and fraud management. His depth of understanding and ability to simplify concepts has won him many admirers as a teacher.